AMP Bank Home Loan Rates

AMP Bank home loan rates — owner-occupier, principal & interest. Updated 2026-09-16.

AMP Bank home loan interest rates for owner-occupier principal & interest loans — 1 product, variable and fixed, with comparison rates, fees and current offers. Updated 2026-09-16.

LoanVariableFixed (duration)ComparisonFeesSpecial offers
Essential Home Loan
Owner-occupier P&I, loan $750k+; 6.19% for $250k+
5.99%6.05%No application or annual fees

About AMP Bank

AMP Bank is the banking arm of AMP Ltd, a major Australian financial services group; offers home loans, deposits and transaction accounts, headquartered in Sydney.

Current AMP Bank rates: lowest variable 5.99%.

Rate source: https://www.amp.com.au/home-loans/interest-rates-fees.

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