Bank Australia home loan interest rates for owner-occupier principal & interest loans — 2 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-09-16.
| Loan | Variable | Fixed (duration) | Comparison | Fees | Special offers |
|---|---|---|---|---|---|
| Clean Energy Home Loan Owner-occupier P&I, new build, LVR <=90% | 5.88% | — | 6.21% | $199/yr; Discharge $275 + govt fees | — |
| Basic Home Loan Owner-occupier P&I, LVR <=70% | 6.13% | 1yr 6.34%2yr 6.39%3yr 6.49%5yr 6.59% | 6.13% | Redraw $0; discharge $275 + govt fees | — |
About Bank Australia
Customer-owned bank based in Collingwood, Victoria, tracing its origins to the CSIRO Co-operative Credit Society (1957); one of Australia's larger customer-owned banks.
- Website: www.bankaust.com.au/
- Contact: 132 888 (Australia-wide), +61 3 9854 4666 (outside Australia); secure messaging via app or internet banking
Current Bank Australia rates: lowest variable 5.88%, lowest fixed 6.34%.
Rate source: https://www.bankaust.com.au/banking/home-loans/home-loan-rates-and-fees.