Great Southern Bank Home Loan Rates

Great Southern Bank home loan rates — owner-occupier, principal & interest. Updated 2026-09-16.

Great Southern Bank home loan interest rates for owner-occupier principal & interest loans — 3 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-09-16.

LoanVariableFixed (duration)ComparisonFeesSpecial offers
Basic Variable Home Loan
Owner-occupier P&I, LVR <=70%; 6.24% at LVR 70-80%
6.04%6.10%$600 application; Securities admin fee $235; discharge $500
Offset Variable Home Loan
Owner-occupier P&I, LVR <=70%; offset included
6.14%6.20%$600 application; Securities admin fee $235
Fixed Rate Home Loan1yr 6.35%2yr 6.40%3yr 6.35%5yr 6.30%$600 application; Fixed rate lock fee $600

About Great Southern Bank

Customer-owned (mutual) bank operating as the business name of Credit Union Australia (CUA); one of Australia's largest mutual banks, headquartered in Brisbane with branches nationwide.

Current Great Southern Bank rates: lowest variable 6.04%, lowest fixed 6.30%.

Rate source: https://www.greatsouthernbank.com.au/help-and-contact/managing-your-accounts/interest-rates.

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