homeloans.com.au home loan interest rates for owner-occupier principal & interest loans — 1 product, variable and fixed, with comparison rates, fees and current offers. Updated 2026-09-16. non-bank lender
| Loan | Variable | Fixed (duration) | Comparison | Fees | Special offers |
|---|---|---|---|---|---|
| Low Rate Home Loan (Variable) Owner-occupier P&I, LVR ≤60%; 6.49% at LVR 60-80%, 7.09% at 80-90%, 7.29% at 90-95% · auto-updated 2026-09-16 | 6.39% | — | 6.39% | No application, ongoing or exit fees | — |
About homeloans.com.au
Online-only non-bank lender (formerly State Custodians), wholly owned by Resimac Group; Resimac-branded loans are sold through brokers, homeloans.com.au lends direct.
- Website: www.homeloans.com.au
- Contact: 1800 111 001; online enquiry form on the contact page
Current homeloans.com.au rates: lowest variable 6.39%.
Rate source: https://www.homeloans.com.au/rates-tables (effective 15 May 2026).