HSBC Australia home loan interest rates for owner-occupier principal & interest loans — 2 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-09-16.
| Loan | Variable | Fixed (duration) | Comparison | Fees | Special offers |
|---|---|---|---|---|---|
| Premium Home Loan (Variable) auto-updated 2026-09-02 | 5.94% | — | 6.00% | No application or annual fees | — |
| Fixed Rate Home Loan | — | 1yr 6.29%2yr 6.29%3yr 6.39% | — | Fixed rate lock fee applies | — |
About HSBC Australia
Australian arm of HSBC, one of the world's largest banking groups; provides personal banking, home loans and wealth services from branches in major Australian cities.
- Website: www.hsbc.com.au
- Contact: 1300 308 008 (personal banking and home loan customers, 24/7)
Current HSBC Australia rates: lowest variable 5.94%, lowest fixed 6.29%.
Rate source: https://www.hsbc.com.au/home-loans/products/rates/.