Macquarie Bank Home Loan Rates

Macquarie Bank home loan rates — owner-occupier, principal & interest. Updated 2026-09-16.

Macquarie Bank home loan interest rates for owner-occupier principal & interest loans — 3 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-09-16.

LoanVariableFixed (duration)ComparisonFeesSpecial offers
Basic Home Loan
auto-updated 2026-09-16
6.04%6.06%No ongoing fees
Offset Home Loan
≤60% LVR
6.35%Offset account; min $20k on variable
Fixed Rate Home Loan1yr 6.39%2yr 6.39%3yr 6.39%4yr 6.44%5yr 6.44%No ongoing fees; up to $10k extra repayments/yr

About Macquarie Bank

Australia's largest investment bank and diversified financial services group; offers retail home loans through Macquarie Bank.

  • Website: www.macquarie.com.au
  • Contact: +61 2 8550 5666 (banking incl. home loans, 24/7); online call-back request for home loan specialists

Current Macquarie Bank rates: lowest variable 6.04%, lowest fixed 6.39%.

Rate source: https://www.macquarie.com.au/home-loans/home-loan-rates.html.

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