ME Bank home loan interest rates for owner-occupier principal & interest loans — 2 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-09-16.
| Loan | Variable | Fixed (duration) | Comparison | Fees | Special offers |
|---|---|---|---|---|---|
| EconoME Home Loan auto-updated 2026-09-16 | 5.99% | — | 6.01% | Settlement fee $150; rate lock $750 | ★ $3,000 cashback for refinancers (min $700k loan, max 80% LVR; ends 28 Aug 2026) |
| EconoME Home Loan — Fixed Rate | — | 1yr 6.54%2yr 6.24%3yr 6.29%4yr 6.94%5yr 6.94% | — | Settlement fee $150; rate lock $750 | — |
About ME Bank
Customer-owned, digital-focused bank based in Melbourne; a division of Bank of Queensland Limited since 2021. Offers home loans and everyday banking.
- Website: www.mebank.com.au/
- Contact: 13 15 63, Mon-Fri 8am-8pm AEST and Sat 9am-5pm AEST; in-app chat and online forms available
Current ME Bank rates: lowest variable 5.99%, lowest fixed 6.24%.
Rate source: https://www.mebank.com.au/home-loans/rates/owner-occupier/.