MyState Bank home loan interest rates for owner-occupier principal & interest loans — 3 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-09-16.
| Loan | Variable | Fixed (duration) | Comparison | Fees | Special offers |
|---|---|---|---|---|---|
| Basic Variable Home Loan Owner-occupier P&I, LVR <=70%; 6.09% at LVR <=80% | 6.04% | — | 6.07% | Settlement fee $300; no annual fee | — |
| Special Residential Home Loan Owner-occupier P&I, LVR <=70%; offset available | 6.04% | — | 6.09% | $300 application; Settlement fee $350; no annual fee | — |
| Fixed Rate Home Loan | — | 1yr 6.49%2yr 6.49%3yr 6.54%5yr 6.89% | — | $300 application; Fixed rate lock-in fee $395 or 0.15% (whichever greater) | — |
About MyState Bank
Tasmanian bank headquartered in Hobart, a wholly owned subsidiary of listed company MyState Limited; offers retail banking and home loans in Tasmania and across mainland Australia.
- Website: www.mystate.com.au
- Contact: 138 001 (Customer Care, Mon-Fri 8am-6pm); +61 3 6233 0679 from overseas
Current MyState Bank rates: lowest variable 6.04%, lowest fixed 6.49%.
Rate source: https://mystate.com.au/home-loans/.