Pepper Money home loan interest rates for owner-occupier principal & interest loans — 2 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-09-16. non-bank lender
| Loan | Variable | Fixed (duration) | Comparison | Fees | Special offers |
|---|---|---|---|---|---|
| Variable Home Loan auto-updated 2026-09-16 | 6.74% | — | — | — | — |
| Fixed Rate Home Loan | — | 2yr 7.24% | — | — | — |
About Pepper Money
One of Australia's largest non-bank lenders, offering home, car, personal and commercial loans, including for self-employed borrowers.
- Website: www.peppermoney.com.au
- Contact: 137 377 (new home loans, Mon-Fri 8am-6pm Sydney/Melbourne time); overseas +61 2 7227 1555
Current Pepper Money rates: lowest variable 6.74%, lowest fixed 7.24%.
Rate source: https://www.peppermoney.com.au/home-loans/variable.