Qudos Bank home loan interest rates for owner-occupier principal & interest loans — 3 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-09-16.
| Loan | Variable | Fixed (duration) | Comparison | Fees | Special offers |
|---|---|---|---|---|---|
| No Frills Home Loan OO P&I | 6.13% | — | 6.19% | $595 application; Establishment fee $595; no annual fee | — |
| Low Cost Home Loan (Value Package) OO P&I; offset included | 6.13% | — | 6.20% | $595 application | ★ Qudos merged with Bank Australia (2025); new customers directed to Bank Australia |
| Fixed Rate Home Loan 80 | — | 1yr 6.34%2yr 6.39%3yr 6.49%4yr 6.59%5yr 6.59% | — | $595 application | — |
About Qudos Bank
Customer-owned bank based in Sydney, tracing its roots to a 1959 credit union for Qantas staff; serves aviation industry and other members.
- Website: www.qudosbank.com.au/
- Contact: 1300 747 747 (contact centre); online enquiry form on qudosbank.com.au
Current Qudos Bank rates: lowest variable 6.13%, lowest fixed 6.34%.
Rate source: https://www.qudosbank.com.au/products/rates/home-loan-rates.